guide · Starting point
COBRA vs Marketplace after a layoff
Playbook for comparing COBRA continuation with Marketplace and Medicaid screening after job coverage changes.
COBRA topic path
A source-backed route through COBRA election, employer offer details, Marketplace timing, and COBRA ending questions.
Source hierarchy
Official
Freshness category
Monthly
Indexability
Published topic
Separate electing COBRA from COBRA running out or canceling early before using any comparison page.
guide · Starting point
Playbook for comparing COBRA continuation with Marketplace and Medicaid screening after job coverage changes.
action-pack · Action pack
Packages the COBRA guide, employer worksheet, checklist, timing report, FAQ, and official verification links into one route.
guide · Ending route
Separates COBRA running out from dropping COBRA early before relying on Marketplace timing.
faq · Common questions
Answers high-risk COBRA questions without deciding eligibility or recommending a plan.
article · Layoff explainer
Adds article-level context for users comparing continuation coverage after job-based coverage changes.
Use plan-document facts before comparing continuity, deductible progress, deadlines, and affordability context.
tool · Browser-only worksheet
Collects monthly premium, deductible, out-of-pocket maximum, plan type, and COBRA dates in the browser.
checklist · Document checklist
Organizes COBRA notice, payment, continuity, and Marketplace timing facts before a user acts.
tool · Browser-only comparison helper
Frames the COBRA-versus-Marketplace question as source-backed planning without collecting contact details.
article · Risk check
Explains why canceling COBRA early is not the same as COBRA ending.
glossary · Definition
Defines the election window users should verify from employer plan documents and official COBRA materials.
Move from COBRA vocabulary into Marketplace timing, source context, and next-step planning.
glossary · Definition
Defines continuation coverage and the boundaries of this site's COBRA guidance.
article · Timing distinction
Explains why COBRA affordability frustration and COBRA ending can be different verification questions.
article · Ending explainer
Expands the COBRA-ending path before users assume a Marketplace timing result.
report · Source map
Maps COBRA election, COBRA ending, and Marketplace timing boundaries to official source families.
tool · Browser-only planner
Organizes COBRA ending context without sending inputs to a partner form.
HealthPlansGuide is independent and is not a government website, broker, carrier, marketplace, or enrollment platform. Topic clusters organize educational pages and official-source checks; users should verify deadlines, eligibility, enrollment decisions, and plan choices through official sources or licensed help.
Official government source
HealthCare.gov: COBRA coverage and the Marketplace Retrieved 2026-05-02; last checked 2026-05-02Official government source
U.S. Department of Labor: COBRA Continuation Coverage Retrieved 2026-05-02; last checked 2026-05-02Official government source
HealthCare.gov: Special Enrollment Period Retrieved 2026-05-02; last checked 2026-05-02