What happens when COBRA ends?

What happens when COBRA ends?: source-backed planning context without plan-specific recommendations.

Confirm why it ends

COBRA can end because the maximum period is exhausted, premiums are not paid, or the user cancels. The reason matters enough that the article makes it the first checkpoint.

Estimate, then verify

The tool may estimate a planning window from the coverage-end date, but every deadline display stays source-bound and marked for official verification.

Avoid a gap

Users are prompted to compare Marketplace routing, Medicaid screening, and any employer path before the current coverage end date when possible.

No lead handoff

Public v0 keeps the result in the browser and does not forward the user's COBRA situation to a broker or marketplace partner.

Sources

HealthCare.gov: COBRA coverage and the Marketplace Retrieved 2026-05-02; last checked 2026-05-02
HealthCare.gov: Special Enrollment Period Retrieved 2026-05-02; last checked 2026-05-02