Playbooks

Coverage playbooks

Browse practical playbooks for job coverage loss, COBRA, turning 26, moving, Medicaid or CHIP changes, and Medicare timing questions.

HealthPlansGuide is not a government website. These self-guided playbooks organize official-source questions before readers share personal information elsewhere.
Coverage playbooks visual: Coverage route mapA neutral route map shows how coverage changes move from a notice or date toward official source checks.Original HealthPlansGuide visual

Hub pathway

Use this hub as a curated route into source-reviewed pages, then move to official sources before acting on deadlines, eligibility, or enrollment decisions.

Choose by coverage moment

Scan the route list for the coverage change, deadline, or official-source question closest to your situation.

Browse this route

  1. Lost job coverage: what to check first

    A guide to first steps after losing job-based health coverage.

  2. COBRA vs Marketplace after a layoff

    How to compare COBRA continuation coverage with Marketplace paths after job coverage changes.

  3. COBRA ending: next steps to verify

    How to separate COBRA running out from canceling COBRA early before checking Marketplace paths.

  4. Turning 26 health insurance checklist

    What to check when dependent coverage is ending around age 26.

  5. Moving and health insurance

    How moving states or counties can change health coverage routing.

  6. Retiring before Medicare

    Coverage paths to consider when retirement starts before Medicare.

  7. Turning 65: Medicare timing without paid routing

    Education-only next steps for Medicare timing around age 65.

  8. Losing Medicaid or CHIP coverage

    What to check when Medicaid or CHIP coverage changes or ends.

  9. Unsure whether you have a Special Enrollment Period

    A self-guided playbook for identifying the coverage event before relying on an enrollment window.

How to use this hub

HealthPlansGuide is independent and is not a government website, broker, carrier, marketplace, or enrollment platform. This hub organizes educational pages around official sources; verify deadlines, eligibility, and enrollment decisions through official sources or licensed help.

Sources

Sources used to check this page.

  1. HealthCare.gov: Special Enrollment Period (official government source, checked )
  2. HealthCare.gov: COBRA coverage and the Marketplace (official government source, checked )
  3. U.S. Department of Labor: COBRA Continuation Coverage (official government source, checked )
  4. Medicaid.gov: Where Can People Get Help With Medicaid & CHIP? (official government source, checked )
  5. HHS: Young Adult Coverage (official government source, checked )
  6. CMS: States by Marketplace Type for Plan Year 2026 (official government source, checked )
  7. CMS / CCIIO: State-based Exchanges (official government source, checked )
  8. CMS: Medicare (official government source, checked )
  9. Medicare.gov: Sign up for Medicare (official government source, checked )