Find your coverage situation

Coverage paths

1. 01

   Coverage basics topic path

   Health insurance basics before you compare plans

   A route through official-source basics for people who need coverage but are not ready for carrier comparison, plan shopping, or a private helper conversation. It keeps route selection, coverage scope, network access, and cost-sharing checks separate before any sales-oriented page enters the process.

   9 resources in this path

2. 02

   COBRA topic path

   COBRA coverage decisions

   A route through COBRA election, employer offer details, Marketplace timing, and COBRA ending questions.

   17 resources in this path

3. 03

   Job coverage topic path

   Losing job-based coverage

   When job-based coverage is ending after a layoff or hours change, this topic starts with HealthCare.gov, official COBRA and DOL sources, and Medicaid or CHIP state agency routing; it does not verify final eligibility, so use the lost-job-coverage guide before acting.

   12 resources in this path

4. 04

   Savings context topic path

   Marketplace savings and FPL context

   A privacy-first route through FPL bands, Marketplace savings vocabulary, Premium Tax Credit context, and official verification.

   12 resources in this path

5. 05

   State route topic path

   State Marketplace routing

   A route through official state Marketplace categories, state pages, moving coverage checks, and Medicaid or CHIP source context.

   59 resources in this path

6. 06

   SEP topic path

   Special Enrollment Period basics

   When someone is unsure whether a coverage change creates a Special Enrollment Period, this topic uses HealthCare.gov, state marketplace, and official source routing to identify the event; it does not verify final eligibility and points to the unsure-event guide before acting.

   12 resources in this path

7. 07

   Moving route topic path

   Moving and state coverage changes

   A route through moving-related coverage checks, official Marketplace routing, state examples, and Medicaid or CHIP context.

   12 resources in this path

8. 08

   Medicaid/CHIP topic path

   Medicaid and CHIP coverage changes

   A route for readers responding to Medicaid or CHIP notices, coverage loss, state help routes, and Marketplace transition questions.

   12 resources in this path

9. 09

   Age transition topic path

   Age-based coverage transitions

   A route through turning 26, early retirement before Medicare, and Medicare timing education without Medicare lead routing.

   11 resources in this path