Reviewed 2026-05-03
SEP deadline checker
Check official next steps after losing job-based coverage.
official sources
Tools
Use browser-only checks for dates, state routing, COBRA status, and income-band context after the relevant playbook is clear.
Source hierarchy
Official
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Monthly
Indexability
Published hub
HealthPlansGuide is independent and is not a government website, broker, carrier, marketplace, or enrollment platform. This hub organizes educational, source-backed pages; verify deadlines, eligibility, and enrollment decisions through official sources or licensed help.
Reviewed 2026-05-03
Check official next steps after losing job-based coverage.
official sources
Reviewed 2026-05-03
Compare COBRA and Marketplace next steps before sharing contact information anywhere.
official sources
Reviewed 2026-05-04
Organize employer COBRA offer costs, deadlines, and Marketplace verification questions without sharing contact information.
official sources
Reviewed 2026-05-03
Separate COBRA running out from voluntarily dropping COBRA early.
official sources
Reviewed 2026-05-03
Organize first steps when dependent coverage is ending.
official sources
Reviewed 2026-05-03
Find official routing after moving states or counties.
official sources
Reviewed 2026-05-03
Map coverage paths before Medicare starts.
official sources
Reviewed 2026-05-03
Estimate an FPL band client-side and understand why Marketplace verification controls premium tax credit details.
official sources
Official government source
HealthCare.gov: Special Enrollment Period Retrieved 2026-05-02; last checked 2026-05-02Official government source
HealthCare.gov: COBRA coverage and the Marketplace Retrieved 2026-05-02; last checked 2026-05-02Official government source
U.S. Department of Labor: COBRA Continuation Coverage Retrieved 2026-05-02; last checked 2026-05-02Official government source
HHS: Young Adult Coverage Retrieved 2026-05-02; last checked 2026-05-02Official government source
CMS: States by Marketplace Type for Plan Year 2026 Retrieved 2026-05-04; last checked 2026-05-04Official government source
CMS / CCIIO: State-based Exchanges Retrieved 2026-05-04; last checked 2026-05-04Official government source
Federal Register / HHS: Annual Update of the HHS Poverty Guidelines Retrieved 2026-05-03; last checked 2026-05-03Editorial third-party resource
KFF: ACA Enhanced Premium Tax Credit Calculator Retrieved 2026-05-02; last checked 2026-05-02