guide · Starting playbook
Unsure whether you have a Special Enrollment Period
Routes uncertain users into event categories before relying on any enrollment window.
SEP topic path
A source-backed route for identifying coverage events, checking broad SEP timing context, and moving into the right playbook without lead capture.
Source hierarchy
Official
Freshness category
Monthly
Indexability
Published topic
A SEP question should begin with the coverage event rather than a carrier or plan comparison.
guide · Starting playbook
Routes uncertain users into event categories before relying on any enrollment window.
article · Concept explainer
Explains QLE vocabulary without promising a final eligibility answer.
glossary · Definition
Defines the event category behind many Marketplace timing questions.
Use broad date education while keeping official Marketplace verification visible.
article · Timing explainer
Explains the common 60-day framing while preserving official-source caveats.
faq · Common questions
Answers SEP timing questions without final eligibility conclusions.
tool · Browser-only date check
Organizes timing context locally before the user verifies with official sources.
Connect generic SEP questions to the coverage-change pages users can actually act on.
guide · Job coverage route
Applies SEP timing context to job-based coverage loss and COBRA comparison.
guide · Move route
Connects moving events to state routing and prior-coverage caveats.
faq · General FAQ
Keeps broad coverage-change questions inside no-contact educational boundaries.
report · Source map
Shows which official source family controls common transition deadlines.
HealthPlansGuide is independent and is not a government website, broker, carrier, marketplace, or enrollment platform. Topic clusters organize educational pages and official-source checks; users should verify deadlines, eligibility, enrollment decisions, and plan choices through official sources or licensed help.
Official government source
HealthCare.gov: Special Enrollment Period Retrieved 2026-05-02; last checked 2026-05-02Official government source
HealthCare.gov: COBRA coverage and the Marketplace Retrieved 2026-05-02; last checked 2026-05-02Official government source
CMS: States by Marketplace Type for Plan Year 2026 Retrieved 2026-05-04; last checked 2026-05-04Official government source
CMS / CCIIO: State-based Exchanges Retrieved 2026-05-04; last checked 2026-05-04