Coverage Watch
Coverage Watch reports
Browse original source maps for coverage-transition deadlines, state Marketplace routing, COBRA timing, and other source-controlled insurance decisions.
Hub pathway
Use this hub as a curated route into source-reviewed pages, then move to official sources before acting on deadlines, eligibility, or enrollment decisions.
Choose by coverage moment
Scan the route list for the coverage change, deadline, or official-source question closest to your situation.
Browse this route
2026 coverage transition deadlines source map
A methodology-first source map for common coverage transition deadlines.
2026 state Marketplace routing source map
A curated source map for official Marketplace and Medicaid or CHIP routing in the current launch-state set.
2026 COBRA and Marketplace timing source map
A source map for COBRA election, COBRA ending, and Marketplace timing boundaries after job-based coverage changes.
2026 ACA subsidy policy watch
A source map for 2026 Marketplace savings volatility, Premium Tax Credit verification, FPL context, and analysis-only policy impact framing.
How to use this hub
HealthPlansGuide is independent and is not a government website, broker, carrier, marketplace, or enrollment platform. This hub organizes educational pages around official sources; verify deadlines, eligibility, and enrollment decisions through official sources or licensed help.
- It can organize source-reviewed pages by coverage question and route you toward official verification.
- It cannot enroll you, verify final eligibility, rank plans, sell a lead, or replace official Marketplace guidance.
Sources
Sources used to check this page.
- HealthCare.gov: Special Enrollment Period (official government source, checked )
- HealthCare.gov: COBRA coverage and the Marketplace (official government source, checked )
- U.S. Department of Labor: COBRA Continuation Coverage (official government source, checked )
- HHS: Young Adult Coverage (official government source, checked )
- CMS: States by Marketplace Type for Plan Year 2026 (official government source, checked )
- CMS / CCIIO: State-based Exchanges (official government source, checked )
- Federal Register / HHS: Annual Update of the HHS Poverty Guidelines (official government source, checked )
- Medicaid.gov: Where Can People Get Help With Medicaid & CHIP? (official government source, checked )
- Oklahoma Insurance Department: Oklahoma Health Insurance Marketplace transition FAQ (official government source, checked )
- HealthCare.gov: Saving money on health insurance (official government source, checked )
- HealthCare.gov: How to save on your monthly insurance bill with the premium tax credit (official government source, checked )
- IRS: Questions and Answers on the Premium Tax Credit (official government source, checked )
- KFF: How Will the Loss of Enhanced Premium Tax Credits Affect Older Adults? (editorial analysis, checked )