Reviewed 2026-05-03; sources retrieved 2026-05-02
HealthPlansGuide Editorial Team; Editorial review; freshness: monthly
Retiring at 62: health insurance options before Medicare
Retiring at 62: health insurance options before Medicare: source-backed planning context without plan-specific recommendations.
Map the gap
The key planning input is the number of months between employer coverage ending and Medicare starting. The article tells users to verify the employer or retiree coverage end date first.
Separate continuation choices
COBRA and retiree coverage can preserve continuity but may carry different premiums and timing rules. The page frames them as paths to compare, not recommendations.
Check income changes
Retirement can change income enough that Marketplace and Medicaid screening become worth checking. Public v0 uses bands or client-only exact estimates rather than storing raw income.
Verify before acting
Official Marketplace and COBRA sources remain the final timing references. The article does not route early retirees to paid Medicare leads.
Sources
- HealthCare.gov: Special Enrollment Period Retrieved 2026-05-02; last checked 2026-05-02
- HealthCare.gov: COBRA coverage and the Marketplace Retrieved 2026-05-02; last checked 2026-05-02